Your bank will only have a limited range of products according to their partnerships. Fee structures are also similar as you will still get charged establishment fees by your bank so they can pay us. Abundance Business Lending have access to accountants to validate the strategy and offer to ensure it’s the best possible deal out there, not just what’s convenient for our process.

That’s how we’re able to operate and help businesses like you but making margin on a deal is not the reason we do it. We are driven by finding you the best possible outcome and helping you to succeed. That is proof of our success.

Abundance Business Lending has access to all banks and all bank products. The means the advice is provided based on the best outcome from various options, rather than taking the rate that is allowed to the business by the bank. Typically, terms will be negotiated and interest rates will be compared between bank offers – these offers are often used as leverage to lower the rate from another offer.

When you speak to your bank there is no requirement to lower the offered rate. However, when your bank knows you are speaking to other banks they will offer the best rate possible. Often this rate may not even be the lowest in the market.

Abundance offers access to a broad range of lenders. We give advice and access to traditional banks and senior debt funders, mezzanine finance, unsecured and factoring based lenders, asset/equipment secured lenders, structured finance, family offices, high networth individuals and private equity firms.

Each business has a different goal so the advice and execution will need a variety of options to allow for flexibility and the desired outcome.